Self-reported determinants for subjective financial distress: a qualitative interview study with German cancer patients
Züger A, Mathies V, Mehlis K, Pauge S, Richter L, Surmann B, Ernst T, Menold N, Greiner W, Winkler E (2025)
BMJ Open 15(1): e081432.
Zeitschriftenaufsatz
| Veröffentlicht | Englisch
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Autor*in
Züger, Andrea;
Mathies, Viktoria;
Mehlis, Katja;
Pauge, SophieUniBi
;
Richter, Luise;
Surmann, BastianUniBi
;
Ernst, Thomas;
Menold, Natalja;
Greiner, WolfgangUniBi;
Winkler, Eva


Einrichtung
Abstract / Bemerkung
OBJECTIVES: Patient-reported financial effects of a tumour disease in a universal healthcare setting are a multidimensional phenomenon. Actual and anticipated objective financial burden caused by direct medical and non-medical costs as well as indirect costs such as loss of income can lead to subjective financial distress. To better understand subjective financial distress, the presented study explores self-reported determinants for subjective financial distress in German patients with cancer, aiming to inform a new German-language patient-reported outcome measure for determining the financial effects of a tumour disease.; DESIGN: Semistructured interviews with n=18 patients with cancer were conducted between May 2021 and December 2021. Patients were recruited based on a purposive sampling strategy in outpatient and inpatient settings. The interviews were audiorecorded, transcribed verbatim and analysed using qualitative content analysis.; SETTING: Participants were recruited from two German academic cancer centres, that is, the National Center for Tumor Diseases Heidelberg and Jena University Hospital.; PARTICIPANTS: 18 patients who had undergone cancer-related therapy for at least 2months were interviewed (10 females).; RESULTS: Based on the results of the qualitative content analysis, we developed a multicomponent construct of determinants that could influence subjective financial distress. The self-reported determinants can be classified into material (savings, good salary, shared rent through shared living, employed partner, paid-off house, potential financial support from family and friends, work-related specifics, consumer restrictions, out-of-pocket-costs and anticipated financial changes), social (social support from friends and family), systemic (administrative hurdlers and insurance cover) and inner personal determinants (coping strategies, change of attitude, character traits).; CONCLUSION: Subjective financial distress depends not only on material but also on social, systemic and inner personal determinants. Knowledge of these determinants can inform a new comprehensive German-language instrument for measuring self-reported financial effects of a tumour disease.; TRIAL REGISTRATION NUMBER: NCT05319925. © Author(s) (or their employer(s)) 2025. Re-use permitted under CC BY-NC. No commercial re-use. See rights and permissions. Published by BMJ Group.
Erscheinungsjahr
2025
Zeitschriftentitel
BMJ Open
Band
15
Ausgabe
1
Art.-Nr.
e081432
Urheberrecht / Lizenzen
eISSN
2044-6055
Page URI
https://pub.uni-bielefeld.de/record/3000705
Zitieren
Züger A, Mathies V, Mehlis K, et al. Self-reported determinants for subjective financial distress: a qualitative interview study with German cancer patients. BMJ Open . 2025;15(1): e081432.
Züger, A., Mathies, V., Mehlis, K., Pauge, S., Richter, L., Surmann, B., Ernst, T., et al. (2025). Self-reported determinants for subjective financial distress: a qualitative interview study with German cancer patients. BMJ Open , 15(1), e081432. https://doi.org/10.1136/bmjopen-2023-081432
Züger, Andrea, Mathies, Viktoria, Mehlis, Katja, Pauge, Sophie, Richter, Luise, Surmann, Bastian, Ernst, Thomas, Menold, Natalja, Greiner, Wolfgang, and Winkler, Eva. 2025. “Self-reported determinants for subjective financial distress: a qualitative interview study with German cancer patients”. BMJ Open 15 (1): e081432.
Züger, A., Mathies, V., Mehlis, K., Pauge, S., Richter, L., Surmann, B., Ernst, T., Menold, N., Greiner, W., and Winkler, E. (2025). Self-reported determinants for subjective financial distress: a qualitative interview study with German cancer patients. BMJ Open 15:e081432.
Züger, A., et al., 2025. Self-reported determinants for subjective financial distress: a qualitative interview study with German cancer patients. BMJ Open , 15(1): e081432.
A. Züger, et al., “Self-reported determinants for subjective financial distress: a qualitative interview study with German cancer patients”, BMJ Open , vol. 15, 2025, : e081432.
Züger, A., Mathies, V., Mehlis, K., Pauge, S., Richter, L., Surmann, B., Ernst, T., Menold, N., Greiner, W., Winkler, E.: Self-reported determinants for subjective financial distress: a qualitative interview study with German cancer patients. BMJ Open . 15, : e081432 (2025).
Züger, Andrea, Mathies, Viktoria, Mehlis, Katja, Pauge, Sophie, Richter, Luise, Surmann, Bastian, Ernst, Thomas, Menold, Natalja, Greiner, Wolfgang, and Winkler, Eva. “Self-reported determinants for subjective financial distress: a qualitative interview study with German cancer patients”. BMJ Open 15.1 (2025): e081432.
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