Household credit: Regulation, constraints and macroeconomic implications

Eryzhenskiy I (2022)
Bielefeld: Universität Bielefeld.

Bielefelder E-Dissertation | Englisch
 
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Autor*in
Eryzhenskiy, Ilya
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Abstract / Bemerkung
Household credit is an ever-expanding part of modern financial systems with immediate real effects. This thesis addresses the consequences of regulatory measures on household credit markets. In Chapters 1 and 2, the personal bankruptcy institution of the type found in the United States is studied from a theoretical perspective. In the first chapter, personal bankruptcy is shown to imply efficiency of government debt as a tool for redistributing resources between generations. In the second chapter, personal bankruptcy is found to cause long-run macroeconomic instability only if it is associated with asset bubbles. Chapter 3 studies interest rate restriction policy from an empirical point of view, using administrative data on housing loans in France. This regulation is found to cause a shift in the supply of credit towards short-term loans.
Jahr
2022
Seite(n)
169
Page URI
https://pub.uni-bielefeld.de/record/2960728

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Eryzhenskiy I. Household credit: Regulation, constraints and macroeconomic implications. Bielefeld: Universität Bielefeld; 2022.
Eryzhenskiy, I. (2022). Household credit: Regulation, constraints and macroeconomic implications. Bielefeld: Universität Bielefeld. https://doi.org/10.4119/unibi/2960728
Eryzhenskiy, I. (2022). Household credit: Regulation, constraints and macroeconomic implications. Bielefeld: Universität Bielefeld.
Eryzhenskiy, I., 2022. Household credit: Regulation, constraints and macroeconomic implications, Bielefeld: Universität Bielefeld.
I. Eryzhenskiy, Household credit: Regulation, constraints and macroeconomic implications, Bielefeld: Universität Bielefeld, 2022.
Eryzhenskiy, I.: Household credit: Regulation, constraints and macroeconomic implications. Universität Bielefeld, Bielefeld (2022).
Eryzhenskiy, Ilya. Household credit: Regulation, constraints and macroeconomic implications. Bielefeld: Universität Bielefeld, 2022.
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2022-01-24T11:57:46Z
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